What Is a Home Warranty?
A home warranty is a service that covers the expenses for repairs or replacements of your household appliances and systems. It's like an annual subscription that requires renewal, but the coverage and terms differ depending on the chosen plan.
How Is a Home Warranty Different From Homeowner's Insurance?
A home warranty covers appliances and systems, unlike homeowner's insurance, which only covers your home's structure and property. Though it doesn't replace homeowner's insurance, it provides extra protection. New homeowners may already have some coverage through manufacturer warranties.
Why Should You Get a Home Warranty?
A home warranty protects household appliances and systems from unexpected repairs and breakdowns. It's ideal for homeowners who lack repair skills or time for maintenance. It also offers peace of mind by covering unexpected breakdowns.
The Benefits of a Home Warranty
Save Money
A home warranty saves homeowners money by covering repair or replacement costs, offering maintenance service discounts, and providing coverage for pre-existing conditions.
Save Time
Homeowners can file a claim to have a technician dispatched automatically within a day or two, without the hassle of finding a technician or scheduling appointments.
Bonus Benefits
Some home warranty companies provide additional benefits, such as discounts on home security, restaurants, or popular products.
New Jersey residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.